Services
The Problem
The rich rule
over the poor, and the borrower is servant to the lender.
Proverbs 22:7 |
|
Credit cards have
become one of the most widely used tools by the enemy to keep all
of us in bondage. They have all the trappings of a great tool-easy
to acquire, easy to use, and easy to think it was helpful. It is only
over time do we start to see and feel the consequences of using debt
in our financial affairs. For many of us, this awakening produces
fear, panic and despair-exactly what the enemy has in mind for us.
Like you, all
of us who work at Debt Free Christian have been in the same place
you are right now. We know the trap and have fallen in it ourselves.
By God's grace, we have begun the process of going in a better direction-one
that leads us away from the bondage of debt. We have learned how
to help you on your road to financial freedom from credit card bondage.
In the past,
we have thought we could work our way out of this problem by just
getting better at playing the game. It is a common theme we often
hear at Debt Free Christian. We have used it ourselves when handling
our own finances. You may recognize one or more of the approaches
we have taken to "win the credit card game". They go something
like this:
- Get credit
cards and use them, focusing on the interest rate and limit on
the cards.
- Run up the
cards higher than we thought; start to feel payment and interest
pressure.
- The interest
rate goes up for whatever reason, since no reason is usually given.
- The offers
for lower interest rate cards come in, and we do balance transfers.
- Time expires
on the lower rates, or they go up, since no reason is usually
given.
- Credit card
companies stop sending us the low-interest or no-interest rate
offers.
- Credit card
balances, interest rates and payments are no lower than they were
before.
- We are no
further ahead then when we started, and have run out of options.
If you can relate
to one or more of the above approaches, welcome to the club!
Unfortunately,
it is the enemy's club. A club that he wants you to join and never
leave. At Debt Free Christian, we not only want you out of the club,
we will help you get out and stay out. Along the way, you will gain
wisdom and insight to never go back to the enemy's club.
To find out
how we may be of help to you, please Apply
Online or call us at 800-624-9747.
|