Are you looking for assistance with Christian financial counseling services? Debt Free Christian offers a free no obligation Christian financial counseling application! Be on your way to debt free living in 30 minutes or less!

Contact us via the Internet or call us Toll Free at 800-624-9747! Please feel free to use the links at the top of the page and the left margin to review our services.

Here is a commonly asked question:

Is it Biblical to take advantage of your program?
That is an excellent question and we have been very careful to research this question from a Biblical perspective. Whether a Christian can get into debt ("money or property which one is obligated to to pay another") is being debated within the Christian community. Some say it is not O.K. for Christian to owe any money, even for auto and/or home loans. Others say that it is O.K. to sustain some personal debt as long as: 1.) the item purchased is an asset with the potential to appreciate or 2.) to produce an income or the value of the item equals or exceeds the amount owed against it, or 3.) the debt is not so large that repayment puts undue strain on the budget (see Your Money Counts, Howard Dayton of Crown Ministries) Scripture tells us to Owe no man any thing, but to love one another (Romans 13:8). Proverbs warns us that, Just as the rich rule over the poor, so the borrower is servant to the lender (Proverbs 22:7) . It is also clear in scripture that we are to pay back what we borrow: The wicked borrow and do not repay, but the righteous give generously (Psalm 37:21).

Being free from any financial encumbrances is an incredible empowering feeling. The Lord wants us to live an abundant life which becomes increasingly more difficult with increasing debt. Our ministry is committed to helping people become: 1.) Good Stewards of their finances and 2.) Debt Free.

Some have questioned whether scripture supports our free program and all its benefits because some have felt that Christians are obligated to pay back what has been borrowed, including the agreed upon interest rate. What we are able to provide our clients is the possibility to refinance their debt at lower interest rates thus allowing our clients to reach their goal of being debt free that much sooner while paying back their entire debt! All of the creditors who do re-negotiate their interest rates do so voluntarily. Most, but not all, creditors do lower their rates, some even to zero interest! A creditor is not obligated to provide lower interest rates to our clients. The vast majority do so voluntarily because they want to help their clients and ours avoid bankruptcy and to maintain a positive relationship with them. Many Christians each day take advantage of this same financial concept in order to refinance their home and auto loans at better interest rates. In fact, it's financially prudent to do so!

We want to help you pay your debt and become and stay debt free. The best news is that we can offer our program to you for free! Take the next step and call us at 800-624-9747, or better yet apply on-line now!

Let no debt remain outstanding, except the continuing debt to love one another,
for he who loves his fellowman has fulfilled the law.
Romans 13:8